BMO eclipse Visa Infinite Privilege Card

Welcome Bonus

Get up to 90,000 points

N/A

Annual Fee

$499

Annual Rewards

1x-5x Points

N/A

Rewards on Approval

N/A

Purchase Rates

20.99%

Cash Advance Rates

23.99%

Balance Transfer Rates

N/A

Table of Contents

The BMO eclipse Visa Infinite Privilege Card is a prestigious credit card offered by the Bank of Montreal (BMO) in Canada. Designed for high net worth individuals, this card provides an exceptional range of exclusive benefits and privileges tailored to meet the needs of affluent customers. From a generous rewards program to extensive insurance coverage, concierge services, and travel perks, the BMO eclipse Visa Infinite Privilege Card offers a premium credit card experience that exceeds expectations. With its comprehensive suite of features, this card is ideal for those who value personalized service, exclusive rewards, and a seamless travel experience.

Pros

  1. Exclusive Rewards: The card offers a generous rewards program where cardholders can earn BMO Rewards points on every purchase, allowing them to accumulate points quickly and redeem them for a wide range of options, including flights, hotels, merchandise, and more.

  2. Extensive Insurance Coverage: Cardholders benefit from comprehensive travel insurance, including emergency medical coverage, trip cancellation/interruption insurance, and baggage insurance. This provides peace of mind and financial protection when traveling.

  3. Concierge Services: The card provides access to personalized concierge services available 24/7. Cardholders can rely on the concierge for assistance with travel planning, restaurant reservations, event ticket bookings, and more.

  4. Travel Perks: The BMO eclipse Visa Infinite Privilege Card offers access to exclusive airport lounges through the LoungeKey program, providing cardholders with a comfortable and premium travel experience. Additionally, complimentary Priority Pass membership further enhances lounge access privileges.

  5. Premium Benefits: The card includes car rental insurance, extended warranty protection, and purchase protection, adding value and convenience to cardholders' purchases and everyday life.

Cons

  1. Higher Annual Fee: As a premium credit card, the BMO eclipse Visa Infinite Privilege Card comes with a higher annual fee compared to standard credit cards. This may not be suitable for individuals who do not fully utilize the card's benefits and features.

  2. High Eligibility Requirements: The card is targeted towards high net worth individuals, and the eligibility requirements may be more stringent compared to other credit cards. This could limit access for some potential applicants.

  3. Limited Acceptance: While Visa is widely accepted, there may still be some merchants or establishments that do not accept credit cards or have restrictions on Visa Infinite Privilege cards specifically.

Details & Eligibility

  • 680 - 800
  • $150000
  • $200000
  • $499
  • N/A
  • Visa
  • No
  • 20.99%
  • 23.99%
  • N/A
  • N/A
  • N/A
  • N/A

The BMO eclipse Visa Infinite Privilege Card is an exclusive credit card offered by the Bank of Montreal (BMO) in Canada. It is designed for high net worth individuals and offers a range of benefits and privileges tailored to meet the needs and preferences of affluent customers. The card provides a host of features, including rewards, insurance coverage, concierge services, and travel perks, making it a desirable choice for those seeking a premium credit card experience.

One of the primary features of the BMO eclipse Visa Infinite Privilege Card is its generous rewards program. Cardholders earn BMO Rewards points on every purchase they make, which can be redeemed for a wide range of options such as flights, hotels, merchandise, gift cards, and more. The points can also be used to offset travel expenses, including taxes and fees, giving cardholders more flexibility in planning their trips. Furthermore, the card offers accelerated rewards for purchases made in specific categories such as dining, travel, and entertainment, allowing users to accumulate points at an even faster rate.

In addition to its rewards program, the BMO eclipse Visa Infinite Privilege Card provides extensive insurance coverage. This includes comprehensive travel insurance, including emergency medical coverage, trip cancellation/interruption insurance, and baggage insurance. Cardholders and their immediate family members are protected when traveling, giving them peace of mind and financial security. The card also offers car rental insurance, extended warranty protection, and purchase protection, further enhancing the cardholder’s overall experience.

Another notable benefit of the BMO eclipse Visa Infinite Privilege Card is the access to exclusive concierge services. Cardholders can enjoy personalized assistance for various requests, such as travel planning, restaurant reservations, event ticket bookings, and more. This concierge service is available 24/7 and helps elevate the cardholder’s experience by taking care of their specific needs and preferences.

Moreover, the BMO eclipse Visa Infinite Privilege Card offers an array of travel perks and benefits. Cardholders have access to a comprehensive suite of airport lounge benefits through the LoungeKey program, which grants them access to over 1,000 lounges worldwide. This allows cardholders to relax and enjoy premium amenities while waiting for their flights. Additionally, the card provides complimentary Priority Pass membership, which extends lounge access privileges even further.

Furthermore, the BMO eclipse Visa Infinite Privilege Card offers a range of travel insurance benefits, including emergency medical coverage up to a certain amount, trip cancellation and interruption insurance, and travel accident insurance. These benefits are particularly valuable for frequent travelers, as they provide an added layer of protection and support during their journeys.

As a premium credit card, the BMO eclipse Visa Infinite Privilege Card comes with a higher annual fee compared to standard credit cards. However, the extensive range of benefits, rewards, and personalized services it offers can easily offset the cost for individuals who frequently utilize its features.

In summary, the BMO eclipse Visa Infinite Privilege Card is a high-end credit card option that provides a comprehensive suite of rewards, insurance coverage, concierge services, and travel perks. It is designed for affluent individuals who value personalized service, exclusive privileges, and a seamless travel experience. While the card carries a higher annual fee, the numerous benefits it offers make it an attractive choice for those seeking a premium credit card that caters to their specific needs and preferences.

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