Guide, News and Information Corner

Personal Finance

The Best GIC Rates in Canada

A GIC, or Guaranteed Investment Certificate, is a savings product offered by banks and credit unions. They are low-risk and therefore often have lower returns
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Mortgage

Rent Vs Buy

To make a sound financial decision on whether to continue to rent or to buy, the first step is to determine whether you have enough
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Mortgage

Buying Your Second Home

Life requires changes and perhaps you are in a situation where your existing home no longer suits your family, your lifestyle or your wallet. Purchasing
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Mortgage

Banks vs. Mortgage Brokers

Banks vs. Mortgage Brokers: What is the Better Choice? The traditional mortgage providers in Canada have been large banks. You also have the option of
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Mortgage

What are Cash Back Mortgages?

Right after buying a home, you’ll need to incur other expenses such as buying furniture, making renovations, or just to have some petty cash in hand for
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Mortgage

Mortgage Down Payment FAQ

How to Calculate Your Mortgage Down Payment Your mortgage down payment is the funds you pay upfront when buying a home. Normally expressed as a
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Mortgage

What is a Collateral Mortgage?

Lenders must register the mortgage loan by way of two methods: Mortgage charge: The mortgage provider registers your home with the registry or land title
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Mortgage

RRSP Home Buyers’ Plan

According to the federal government’s Home Buyer’s Plan (HBP), as a first-time homebuyer, you can borrow up to $25,000 from your RRSP and use it
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